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What we do

What is Social Security and National Insurance Trust?

Social Security and National Insurance Trust (SSNIT) or the Trust is the administrator of Ghana’s Basic National Social Security Scheme known as the First Tier Pension Scheme. The SSNIT Scheme provides income security for every worker in Ghana including the self-employed.

Just as insurance companies provide insurance cover for contingencies such as accidents, burglary and fire, the SSNIT Scheme provides cover for loss of income due to old age, invalidity and death.

What we do

Discover further insights into SSNIT's activities.

At SSNIT, our core functions seamlessly integrate member registration, contribution collection, efficient benefit processing and manage member records to insure tomorrow for all.

The SSNIT Head Office, situated at the Pension House, serves as the central authority for strategic planning, policy development, financial management and organisational governance.

SSNIT runs a decentralised system made up of Area, Branch and Day Offices.

8

Area Offices

51

Branches

23

Day Offices

Head Office

Head Office oversees to the decentralised network of Area, Branch and Day Offices.

Area Offices

Area Offices supervise the Branches.

Branches

At the SSNIT branch, you can:

  • Register and manage data on employers, employees and self-employed persons.
  • Process Benefits and Student Loan Repayment.
  • Collect contributions.

Day Offices

Day Offices act as extensions of our Branch Offices, bringing essential SSNIT services closer to members and clients in remote areas.

Financing of the Scheme

SSNIT operates as a partially funded scheme, financed by member contributions and returns from investment.

Affiliation

The Trust is a member of the International Social Security Association (ISSA) and affiliate of the International Labour Organisation (ILO). SSNIT is the first ISSA member from Sub-Saharan Africa to convert its Provident Fund scheme into a Pension Scheme in 1991.

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