SOCIAL SECURITY AND NATIONAL INSURANCE TRUST
As a guardian or a parent, can I request my ward's loan to be deducted from my contributions upon failing to repay even when I did not guarantee for him/her?

Published on 23 November, 2015.

No! A guarantor or any other person’s contributions cannot be attached by SSNIT for the purpose of Student loan repayment.

  • However, one may authorize SSNIT to deduct a portion or the total loan from his Pension benefit upon retirement.
  • Another option is to replace the guarantor.

Beneficiaries of deceased borrower or guarantor may also authorize SSNIT to deduct the total loan or 1/3 portion form their survivors benefit.